Sean Sha.
Founder of StockCram. Building tools that make finance make sense — on the side of a tech 9-to-5.

I'm a tech guy with a 9-to-5. Like most people, a chunk of every paycheck disappears into something called “the market” through my 401(k), so future-me has groceries. For a long time, that was the entire extent of my understanding. Money in. Stocks, supposedly. Trust the system.

Then the obvious question caught up with me: why am I paying someone else to do this? So I started watching CNBC every morning. I tried to figure out what a 401(k) actually was, what made one fund different from another, what any of those acronyms scrolling along the bottom of the screen meant. I'd Google a term, get five new terms, Google those, and end up further from the answer than when I started.

After a while it stopped feeling like a coincidence.

It felt designed.

And I'm not alone. Most retail investors are basically gambling — not because they want to, but because the on-ramp is hostile. The problem isn't finance. It's how finance gets explained. So I started writing things down: the documentation I wish had existed when I was the one stuck. That's StockCram, built around a single question: would this make sense to someone who has never bought a stock?

Outside of StockCram, I'm learning something new most days — currently nose-deep in AI. I'm also chronically allergic to inefficiency: if I'm doing a task twice, I'm probably already building the thing that does it for me.